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Just Say Yes! Part I

“Here, try this.” “Oh, no thanks. That’s ok. I’m good.” It’s so easy to say “No” to new things. We get comfortable in our lifestyle, our viewpoints, and in our expectations. Trying something new just upsets the applecart. And who wants to do that? We have our favorite hangouts, the foods we like the most, […]

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Manage Health Care Costs

As life expectancies increase and people spend more years in retirement, money set aside to pay for health care will have to last longer as well. Factoring in health care expenses has become a critical part of retirement planning. Steps you can take to help manage your health care cost should help to ease your […]

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Your Retirement Savings and Rising Health Care Costs

Advance Planning Is Critical and May Help Lower Costs, Saving Your Retirement Rising health care costs and longer life expectancies are a bigger issue now than it was a generation ago. No matter what, medical expenses will likely take a big chunk of everybody’s retirement savings. Most of us look forward to the time we […]

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Retirement Planning

When baby boomers entered into the work world, many retirees had pensions, as well as social security and personal savings. During the last forty years, pensions have come almost nonexistent in corporations and are being reinvented in the public sector. Pensions have be replaced by 401k’s and other self-managed savings programs. In addition, to a […]

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Solving Some Problems of Retirement

We read a piece in Market Watch about the state of retirees today and the problems they won’t tell us about. If Market Watch is correct, and we have no reason to doubt it, then we would like to share some of our solutions to these listed difficulties. Retirees are broke “According to the Census […]

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Women and Retirement

For baby boomers that grew up in the time of the women’s movement, being retirement age women is an amazing time in life. In fact, women and retirement isn’t discussed very often. This isn’t your momma’s retirement. As a generation, we have worked much of our adulthood. We had our own money to invest and […]

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Celebrating 25th Retirement Anniversary-The Secret to Success

You were in your early 30’s when you decided to ‘retire.’ Did you actually think of it as retirement at the time or did you just want to drop out of the rat race? We understood that we were retiring, with the idea that we would not be returning to work. If we had to, […]

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Retirement Planning Advice May be Flawed

If you are a baby boomer, who is either retired or close to retirement, you’ve wondered if you have enough money saved. If you have read any articles about financial planning, most spout how people are woefully unprepared for retirement. While this may in part be true, we never question the model that financial planners […]

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Working Adults Suffer When Caregiving for Elderly

MetLife Mature Market Institute released a study about caregiving for elderly. Working adults who are also elder caregivers can suffer financially. The study found there are 10 million working caregivers who lose an estimated $3 trillion in lost wages and benefits if they’re forced to quit their job prematurely. The average caretaker loses $304,000. That amount doesn’t include […]

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Financial Well Being of Older Women

Often neglected in the studies of financial well being is the wealth of various households. Wealth, unlike income, is related to the accumulation of valuable assets over a lifetime. It is not surprising that one may accumulate possessions, especially houses, as one ages. In this study, a first of its kind, researchers evaluated older women’s […]

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