Frugal Tips for an Affordable Retirement Life
– Use Internet banking (e.g. ING)
– Use programmable thermostats
– Set up a gift registry for yourself (we did this at Bloomingdale’s when we moved and were buying lots of new stuff for ourselves – it was suggested by the salesperson and saved lots of money)
– Monitoring property tax assessments and appealing their valuation when we thought they were too high (we’ve done this a few times)
– Join clubs, such as Ruby Tuesday’s “So Connected” club and receive 2 – 1 entrée offers
– Pay the balance of your credit card every month
– Use Skype – free downloads and the only cost is an inexpensive microphone for your computer (if one isn’t already built in). We did this when our son was living in Japan for a summer.
– Appeal to customer services representatives if services, prices, products haven’t been satisfactory (I’ve done this successfully on a number of occasions, including Hilton, Frontgate, and CVS). I have a formula for my letters which work very well.
– Sign up for a movie card – such as an Epic or Regal card – free drinks/popcorn/tickets.
These are just a few of the frugal tips you can use in your retirement life. Share yours.