What are Your Retirement Goals?
Many people get confused about having retirement goals. Wanting freedom they often forget that a retirement provides an opportunity ‘to’ as well as ‘from.’
I started watercolor painting almost fifteen years ago. Painting is a wonderful avocation for me. I love studying the work of the masters and learning to see differently. I have enjoyed the camaraderie of other artists. Occasionally someone has wanted to have a painting of mine, which is always gratifying.
I have also learned about myself as I’ve grown as a painter. When I sit down to paint, if I’m focused on the outcome and how it should look, I tend to struggle. The focus is on the endgame and not the process. If I can lost in the process of mixing colors and putting them on paper, the product ends of taking care of itself. That’s not to say that every painting is successful when I focus on the process. More likely than not, if I’m more interested in the final product, the process will be less fun.
Talking about goals in retirement almost seems like a contradiction in terms. But, as baby boomers reach retirement-age, they do not necessarily want a life without goals. In retirement, the focus can change. When you were working, the endgame was important. Raising children, providing a home, having a good job were all important goals. Sometimes you had to make sacrifices and choices in order to reach the outcome you desired.
Retirement poses a new way of looking at goals. No longer is the focus primarily on the outcome, but how you can now enjoy the process as much as the end result. If you’re not enjoying the process, have you selected the best retirement goal?
Before establishing a goal, ask yourself the following questions:
Is working towards the goal going to be as much fun as achieving it?
Is it going to be worth the effort?
Is it going to take a lot of time that I’m willing to invest?
Is it going to take a lot of hard work and will it be worth it?
Don’t be afraid to take on new goals in retirement. If retirement is about choice, you get to choose what you do. But, don’t forget to enjoy the process.
Written by Cathy Severson, MS